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"CD rates today, February 11, 2025 (Lock in up to 4.35% APY)"
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"The Federal Reserve lowered the federal funds rate three times in 2024, causing deposit account rates to decline. This has led to a surge in competitive CD rates, with some offering above 4% APY. The article provides a snapshot of current CD rates and highlights the best offers available. It also discusses the historical context of CD rates, including the impact of the dot-com bubble, the global financial crisis, and the COVID-19 pandemic on CD rates."
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