Laeserin on Nostr: People who don't think about the future or who think the future will be much better, ...

People who don't think about the future or who think the future will be much better, tend to spend all their money now.

People who constantly obsess over the future or who think the future will be much worse, tend to save as much as they can.

People who think about the future, but figure the future will just be different, tend to save about 10%-30% of their money, and spend the rest.