João Santos on Nostr: as long has credit delinquency in general is not going up, this might even be a good ...

as long has credit delinquency in general is not going up, this might even be a good sign - for example that's what I would expect to happen if wages increase and more people start earning above the poverty line. On the other hand, no matter how good the social security net, unexpected unemployment will always increase the risk of not being able to pay back loans.