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"Personal bankruptcies are up. When does it make sense to file?"
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"Personal bankruptcies have increased 16% from last year, with experts warning that delaying bankruptcy filing can worsen financial situations. Researchers have found that about two-thirds of individual filers struggle with paying debts for up to five years before seeking help. The stigma and shame associated with bankruptcy often lead people to wait too long to seek debt relief, resulting in the depletion of retirement funds and other assets. Experts recommend addressing the cause of financial distress before filing for bankruptcy and considering the option sooner rather than later."
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"content": "nostr:nprofile1qyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpqn9z45cjn972zqqnnelpwkfl0fnm03agxxrvxhdtred5t0d824yfsgdmngk\nhttps://assets3.cbsnewsstatic.com/hub/i/r/2016/07/11/deee4050-fe55-41eb-a13d-164c9541db21/thumbnail/1200x630/99175dc58e28c997fe7c1bb00692e4cd/woman-paying-bills.jpg?v=6125856b135c6847bbc622c9704e0334\nAmericans struggling to stay financially afloat should consider debt relief before tapping into retirement accounts, experts say.\nhttps://www.cbsnews.com/news/bankruptcy-when-to-file-personal-debt/",
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