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2024-11-22 14:13:27
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npub1vap2usgr7nawhqexfk247ap0nfs34jqpjrxqqslrkv3rrrx8aessgrwc3nSeen on
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2024-11-22 14:13:27Event JSON
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"RMDs apply to pre-tax retirement accounts such as IRAs and 401(k)s, but not to post-tax accounts like Roth IRAs. However, continued employment can be an exception to this rule, allowing individuals to delay taking RMDs from employer-sponsored plans. The IRS determines the minimum distribution amount using a formula that weighs the portfolio's balance against the individual's age and life expectancy."
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