Tally-wa on Nostr: Im looking it up and it's saying probably because I made a large purchase. Even ...
Im looking it up and it's saying probably because I made a large purchase. Even though it was less than 10% of my credit amount I can use, it was still large to get reported to the bureau and they view me as "financial risk." Why they don't drop the score until AFTER I have the opportunity to pay it off is mind blowing to me. Like it hasn't even been a month yet to see if I'll pay any off, but just cause it got reported they dropped it.
You know what funny? Next month when I pay off the large amount and it gets reported as $0 to them, they're not going to raise my score back twenty points.
I swear, people who are bad at finances get rewarded more than people who are responsible. Because if you're responsible, they get so shocked when you actually *gasp* use your fucking credit!
Published at
2023-12-15 20:35:51Event JSON
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"content": "Im looking it up and it's saying probably because I made a large purchase. Even though it was less than 10% of my credit amount I can use, it was still large to get reported to the bureau and they view me as \"financial risk.\" Why they don't drop the score until AFTER I have the opportunity to pay it off is mind blowing to me. Like it hasn't even been a month yet to see if I'll pay any off, but just cause it got reported they dropped it. \n\nYou know what funny? Next month when I pay off the large amount and it gets reported as $0 to them, they're not going to raise my score back twenty points. \n\nI swear, people who are bad at finances get rewarded more than people who are responsible. Because if you're responsible, they get so shocked when you actually *gasp* use your fucking credit!",
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