jupling on Nostr: https://i.postimg.cc/5N7msDc3/6904-B5-A4-7011-4-A3-F-8-FE4-BD2-EA0820-D7-F.jpg From ...
From 2015 to 2022, the real return on EPF is 4.5% p.a. after adjusted for inflation.
8 years of return data based on national average salary. In order for one to retire comfortably, you’ll need RM600k. For the next 30 years, this person need to earn at least RM6160 per month in order to achieve that. Current median salary is about RM3k per month. At least more than 50% are unable to earn enough to retire, ignoring withdrawal and other factors.
*inflation calculated based on GDP deflator, 2022 data not available, used food inflation in 2022 as replacement.
Published at
2023-03-05 09:00:09Event JSON
{
"id": "e3a3061654d0d5402f31aa0646e1b06f2554f4866a760a3857ba837bb3ec2c2f",
"pubkey": "ae377caf84f82e1de00adb99988f8c11242f0d518fe4715a2023a0aa456cc5ed",
"created_at": 1678006809,
"kind": 1,
"tags": [],
"content": "https://i.postimg.cc/5N7msDc3/6904-B5-A4-7011-4-A3-F-8-FE4-BD2-EA0820-D7-F.jpg\n\nFrom 2015 to 2022, the real return on EPF is 4.5% p.a. after adjusted for inflation. \n\n8 years of return data based on national average salary. In order for one to retire comfortably, you’ll need RM600k. For the next 30 years, this person need to earn at least RM6160 per month in order to achieve that. Current median salary is about RM3k per month. At least more than 50% are unable to earn enough to retire, ignoring withdrawal and other factors.\n\n*inflation calculated based on GDP deflator, 2022 data not available, used food inflation in 2022 as replacement.",
"sig": "92f775476f2d216c14bc52fceeee4dfff1414f0ea3cc5e9c64583c9dbcd0b22be48bfd8588dbd1c60ebc5fc84e414651c5a3e2bc17f1a02612510a1916197e73"
}
