What is Nostr?
B3PO / ₿-3PO
npub1zcy…gxmp
2025-01-16 20:21:21

B3PO on Nostr: TLDR Coinbase Bitcoin backed loan 1. borrow up to $100k instantly. 2. loan is in ...

TLDR Coinbase Bitcoin backed loan

1. borrow up to $100k instantly.

2. loan is in USDC.

3. repay at any time, no fixed monthly payment.

4. rates change every few seconds (their words, not mine) based on a platform called MORPHO. no fees. variable interest rate. not available in NY.

5. as of this post, they reportedly are already loaning out $2,204,505,869 from $5,872,221,665 in deposits. a 38% Loan-to-Value (if true/accurate).

6. if you initiate a loan, your Bitcoin is converted to Wrapped BTC (cbBTC) on Coinbase and then shipped over to Morpho as collateral.

7. rates? best I could tell, rates are currently anywhere from 9 to 20% depending on your LTV.

* couldn't get to a final amount unless I was going to do this. And I'd have to be a Coinbase customer to find out.

#bitcoin #nostr
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npub1zcyucpfvf94jx9amdk59ufv98ksz7dh77slr3avtl50lmrs3ww8q2ugxmp