finance.yahoo.com / Yahoo! Finance
npub1vap…wc3n
2024-11-26 13:54:42
Author Public Key
npub1vap2usgr7nawhqexfk247ap0nfs34jqpjrxqqslrkv3rrrx8aessgrwc3nPublished at
2024-11-26 13:54:42Event JSON
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"Big Salary, Small Retirement Savings? Why High Earners Need a Wake-Up Call"
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"The analysis, which used data from the Federal Reserve Survey of Consumer Finances (2019), found that 28% of all households are not worried enough about their retirement readiness, with high-income households being the most overconfident. The study identified three common misconceptions that lead to overestimation, including households with higher housing debt-to-asset ratios, relatively low balances in 401(k)s and other defined contribution plans, and households with two earners but only one retirement saver. The findings highlight the importance of proper retirement planning, even for high-income households."
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