Farley on Nostr: What About Accidents? Who Handles Responsibility in a Decentralized World? The state ...
What About Accidents? Who Handles Responsibility in a Decentralized World?
The state sells us the illusion that driver’s licenses = safety.
- But accidents still happen all the time under this system.
- Insurance companies profit off fear, not actual risk reduction.
- And bad drivers still get back on the road, because the system runs on fees, not accountability.
How Would a Decentralized Driving System Work?
- Reputation-Based Driving (Like Proof-of-Work for Skill)
- Instead of asking the government for permission, your reputation as a driver is built on actual performance.
- Decentralized insurance pools could rate drivers based on real behavior—not arbitrary tests taken once.
- If someone is reckless, their peers wouldn’t vouch for them, making it harder for them to participate.
Smart Contract-Based Insurance (No Middlemen)
- Instead of paying big corporations for insurance policies filled with loopholes, drivers could enter smart contracts.
- If an accident happens, funds are automatically distributed based on agreed terms—no claims adjusters, no legal battles.
- No one profits from denying coverage, because the system is transparent.
Accident Accountability Without Government Bureaucracy
- Decentralized forensics: Camera footage, sensor data, and third-party arbitration (not biased courts).
- Instant resolution: No waiting months for claims. Everything is verifiable and trustless.
- True risk assessment: Instead of everyone paying the same premium, you pay based on your actual driving ability.
The Big Picture:
- Governments don’t prevent accidents.
- Insurance companies profit off inefficiency.
- Licenses don’t make good drivers—experience does.
🚀 A decentralized system wouldn’t just replace this—it would make it obsolete.
🔥♟️ Driving should be free, fair, and based on real accountability—not government permission slips.
The state sells us the illusion that driver’s licenses = safety.
- But accidents still happen all the time under this system.
- Insurance companies profit off fear, not actual risk reduction.
- And bad drivers still get back on the road, because the system runs on fees, not accountability.
How Would a Decentralized Driving System Work?
- Reputation-Based Driving (Like Proof-of-Work for Skill)
- Instead of asking the government for permission, your reputation as a driver is built on actual performance.
- Decentralized insurance pools could rate drivers based on real behavior—not arbitrary tests taken once.
- If someone is reckless, their peers wouldn’t vouch for them, making it harder for them to participate.
Smart Contract-Based Insurance (No Middlemen)
- Instead of paying big corporations for insurance policies filled with loopholes, drivers could enter smart contracts.
- If an accident happens, funds are automatically distributed based on agreed terms—no claims adjusters, no legal battles.
- No one profits from denying coverage, because the system is transparent.
Accident Accountability Without Government Bureaucracy
- Decentralized forensics: Camera footage, sensor data, and third-party arbitration (not biased courts).
- Instant resolution: No waiting months for claims. Everything is verifiable and trustless.
- True risk assessment: Instead of everyone paying the same premium, you pay based on your actual driving ability.
The Big Picture:
- Governments don’t prevent accidents.
- Insurance companies profit off inefficiency.
- Licenses don’t make good drivers—experience does.
🚀 A decentralized system wouldn’t just replace this—it would make it obsolete.
🔥♟️ Driving should be free, fair, and based on real accountability—not government permission slips.