f0xr on Nostr: "I'm not good with money" is usually a massive cope. If life is a game, money is one ...
"I'm not good with money" is usually a massive cope. If life is a game, money is one way to keep score. If you don't have enough it's not because you suck at money, it's because you suck at life.
Believe me, I know inflation is real and the system is rigged and all that. In some countries, maybe in ways that are almost impossible to overcome. But I'm talking about the US for anyone born in the past 100 years right now.
Money is what you get in exchange for your productive effort. However much you haven't consumed, you still have. All you've had to do in the US is work, don't consume more than you produce, put your money in the bank, maybe buy a house when you can afford it, and you'll have made out okay. You didn't need to know anything about investing, I mean you could have put your savings in a checking account earning 0 interest, and if you produce more than you consume consistently the balance goes up. It's not hard, in fact it just happens automatically.
If you're constantly broke, you're either not productive enough, or you consume too much. Stop being lazy and put in some time and energy working. Cut back your lifestyle and do without some non essentials until you can actually afford them.
It's harsh and nobody broke wants to hear it, but that's the reality in the US. It's like telling a fat person they need to stop eating so much. They'll whine about metabolism and nutrient dense food and yada yada yada, but the reality is none of that matters when you're obese. You need to put down the fork and stop eating. For a year, if that's what it takes. People have done it, and they lost weight and didn't die. Then you can start talking nuance.
Same with finances. Learn to be productive and live within your means. Then you can start getting into the nuance of managing money. But if you can't keep a dollar in your pocket, you don't have any money to manage and never will. It's a life problem, not a money problem.
Believe me, I know inflation is real and the system is rigged and all that. In some countries, maybe in ways that are almost impossible to overcome. But I'm talking about the US for anyone born in the past 100 years right now.
Money is what you get in exchange for your productive effort. However much you haven't consumed, you still have. All you've had to do in the US is work, don't consume more than you produce, put your money in the bank, maybe buy a house when you can afford it, and you'll have made out okay. You didn't need to know anything about investing, I mean you could have put your savings in a checking account earning 0 interest, and if you produce more than you consume consistently the balance goes up. It's not hard, in fact it just happens automatically.
If you're constantly broke, you're either not productive enough, or you consume too much. Stop being lazy and put in some time and energy working. Cut back your lifestyle and do without some non essentials until you can actually afford them.
It's harsh and nobody broke wants to hear it, but that's the reality in the US. It's like telling a fat person they need to stop eating so much. They'll whine about metabolism and nutrient dense food and yada yada yada, but the reality is none of that matters when you're obese. You need to put down the fork and stop eating. For a year, if that's what it takes. People have done it, and they lost weight and didn't die. Then you can start talking nuance.
Same with finances. Learn to be productive and live within your means. Then you can start getting into the nuance of managing money. But if you can't keep a dollar in your pocket, you don't have any money to manage and never will. It's a life problem, not a money problem.