Robert Roskam on Nostr: The phrase technical debt has often bothered me. Mostly because debt has a clear ...

The phrase technical debt has often bothered me.

Mostly because debt has a clear meaning in most people's minds: you make a deal to take money and repay it later, often with interest.

Technical debt is not that:
- no deal is made
- there is no other party
- there is no "principal"
- you often never make the decision to get into technical debt
- it often never gets "re-paid" and instead bankruptcy is declared more often

What's a better term then?