Matt Warren ⚡ on Nostr: My FICO score has been decreasing as my debt has decreased and my net worth has ...
My FICO score has been decreasing as my debt has decreased and my net worth has increased.
My FICO score went to the moon back when I was broke and spent more than I earned.
A guy putting his lifestyle on credit was deemed more financially stable than a guy who is now wealthier than the vast majority of his peers.
I get that the system needs some metric to judge finances (and I'm not giving them any), but I get a chuckle out of the metrics deemed good.
Alas, no one gives a fuck about Experian when I pay in full for vehicles, etc.
#Bitcoin has given me an alternative to the clown world we live in, and not just as a number go up technology. It truly has changed my thinking in many areas. I value creation more than consumption, which is how a healthy economy and financial system (including personal finances) works in my opinion.
My FICO score went to the moon back when I was broke and spent more than I earned.
A guy putting his lifestyle on credit was deemed more financially stable than a guy who is now wealthier than the vast majority of his peers.
I get that the system needs some metric to judge finances (and I'm not giving them any), but I get a chuckle out of the metrics deemed good.
Alas, no one gives a fuck about Experian when I pay in full for vehicles, etc.
#Bitcoin has given me an alternative to the clown world we live in, and not just as a number go up technology. It truly has changed my thinking in many areas. I value creation more than consumption, which is how a healthy economy and financial system (including personal finances) works in my opinion.