Mike on Nostr: I'm not sure I follow you? Customers who pay off their cards in full each month are ...

I'm not sure I follow you?

Customers who pay off their cards in full each month are called "deadbeats".

This is a technical term:
https://www.cnbc.com/select/credit-card-deadbeat/

But if you don't, you are a prized customer who funds the profits of the card companies.

Are you suggesting that some of that money find its way back to customers or merchants?