Fixated Units on Nostr: ππΌππ πΌπ³ ππΆππΆπ»π΄ π§πΆπ½ If you get referred ...
ππΌππ πΌπ³ ππΆππΆπ»π΄ π§πΆπ½
If you get referred to a debt collector over an amount that falls under 'small claims', never speak to them on the phone (ever) but send an email offering to repay the debt at a low and manageable rate, say $10 a week on a $1000 debt
When they refuse, ask for mediation by email - ie in writing - in ACAT or VCAT or wherever your jurisdiction is
They will very likely accept your second written offer because the cost of attending mediation in staff time and hassle will far exceed the profit they stand to make from collecting on your debt. (They bought it from the original business, so it's all just economics to them)
Hope this helps someone
If you get referred to a debt collector over an amount that falls under 'small claims', never speak to them on the phone (ever) but send an email offering to repay the debt at a low and manageable rate, say $10 a week on a $1000 debt
When they refuse, ask for mediation by email - ie in writing - in ACAT or VCAT or wherever your jurisdiction is
They will very likely accept your second written offer because the cost of attending mediation in staff time and hassle will far exceed the profit they stand to make from collecting on your debt. (They bought it from the original business, so it's all just economics to them)
Hope this helps someone