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gh4nder / Humanity is hope
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2023-07-31 17:40:09

gh4nder on Nostr: The average interest rate on a NEW car loan just hit a record 7.2%. Meanwhile, the ...

The average interest rate on a NEW car loan just hit a record 7.2%.

Meanwhile, the average interest rate on a USED car loan is now 11.0%.

The average new car payment in the US is now $750 and the average new mortgage payment is $2,850.

This means that an American who wants a new car and house is paying $3,600/month or $43,200/year AFTER a 20% downpayment.

That is 62% of the median household income in the US.

Necessities have become luxuries.
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