What is Nostr?
Artemesia /
npub1y4a…r5g6
2023-11-01 17:50:49
in reply to nevent1q…h0ez

Artemesia on Nostr: npub1kpwlx…xxzz4 npub1dzv5n…a5v2p Add to that the possibility that it's a balloon ...

npub1kpwlxpzkxfmuxjmzc2wp3rf9vjg0sgydmlhsnrgqr3maf59h86qqdxxzz4 (npub1kpw…xzz4) npub1dzv5n3kypy77e83p7hxk4dvn6d4dwd9yqsw924rgplx3z0pkqupqga5v2p (npub1dzv…5v2p)

Add to that the possibility that it's a balloon loan with no regular payments save one big one years down the line, the bankers would rather kick the can down the road every year instead of messing up their books and bonuses. The problem of a possible missed balloon payment years in the future is likely somebody else's problem.

So the problem is partially a bank regulatory problem: the banks are permitted to misprice their commercial loan portfolio. Of course, should they be forced to price accurately, there would be a series of bank runs and bank insolvencies that would make First Republic, Sterling, and Silicon Valley Bank look like a walk in the park. 2/2
Author Public Key
npub1y4ahmeawn88te0yhnqg2vuuavjvnlk9j6euwn6t9hqhhnx5942tqsar5g6