What is Nostr?
anon /
npub1ckf…lav7
2024-11-04 13:48:45
in reply to nevent1q…4nfd

anon on Nostr: Good point with the bitcoin backed loan... well maybe not your point, but a loan may ...

Good point with the bitcoin backed loan... well maybe not your point, but a loan may avoid red flags for the bank and you can pay with the bitcoin.

I did a collateral loan in 2020 with Ledn.io and learned the hard way not to bank on price appreciation and expect that I couldn't be liquidated. It even felt like we were in the bull market when I did it. So just FYI be extra cautious with bitcoin backed loans, make sure you can pay them off partially (I could not) and have a solid plan for worst case scenario including 70% drop... but using to get cash and closing it with the collateral might be a good idea.

I never know who is a bitcoin friendly bank, at least in the UK. I wish we knew heuristics to help us predict which actions (like depositing large sums) are going to flag your account and which are not.

Other ideas:

1. Split the receipts across banks to reduce the total amount per account?

2. Call ahead to inform that you may receive a large sum.

3. Use a satellite bank account(s), not the current account or even the bank who manages your current account to receive funds to avoid inconveniences from shutdowns or freezes.

Thanks btw ❤️ zapped. Lmk if you have thoughts on my thoughts.
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npub1ckfhd45j4vgvk0ndvxqzjhsfm3ajp6wl4ztrk4vlp50cnfltw34qz2lav7