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XeqT Monetary Freedom (∞/21M) + (₿+⚡) = 🧡
npub134n…2t6n
2025-01-14 13:49:37

XeqT Monetary Freedom (∞/21M) + (₿+⚡) = 🧡 on Nostr: There has never been a 4-year period in which Bitcoin was worth less at the end than ...

There has never been a 4-year period in which Bitcoin was worth less at the end than at the beginning.

The lowest growth over a 4-year period that I could find was ~80%.

Now, imagine a financial institution that gets this.

That institution could issue Bitcoin-backed loans that are not over-collateralised.

You deposit $10,000 worth of BTC in a multisig and you get a $10,000 loan, over 4 years.

The interest rate can be much lower than what's available today, if the institution has a stake in the rise of the collateral.

Say the $10K worth collateral is worth $18K, at the end of the loan.

The lender could be entitled to a small percentage (3-5%) of that growth, if the interest they charge on the loan is say 5% or lower.

Just my 2 sats...

What do you think?
Author Public Key
npub134nh4xjp9r8nv3c9yu3kwude4xpnjtqdlqhtrq7mrm6wnpc4sveqxm2t6n