Misty on Nostr: Credit Bureaus are the New Mob https://m.primal.net/Klwa.jpg Hackers can, ...
Credit Bureaus are the New Mob
Hackers can, theoretically, steal anyone's information. Despite the best security measures, there is no 100% guaranteed security method for securing your personally identifiable information.
The three different credit bureaus in the United States enable you to freeze your credit reports, which prevents new debt from being opened in your name via financial institutions.
It does not stop an employer, collector, or rental agency from running a background check on you.
If someone is using your old identity information, they could easily concoct a story to fool a new landlord into understanding why things don't match 100% anymore.
And why would they, with all the data breaches these days?
Get this, though: If you want the three different credit bureaus here to block your information from being seen outside of a legal court order, you have to pay them an upgrade fee.
Pay them to protect your data, which was leaked from them in the first place.
Irony.
It's like a group of folks going into a neighborhood, committing chaos, and then turning around and offering the business owners the right of protection against that chaos for a fee they come around each week and collect.
Where have we seen that model before?
You can place fraud alerts on the three credit bureaus for free.
Warning: This may take you navigating several pages deep on their websites to accomplish this. It's worth it.
Hackers can, theoretically, steal anyone's information. Despite the best security measures, there is no 100% guaranteed security method for securing your personally identifiable information.
The three different credit bureaus in the United States enable you to freeze your credit reports, which prevents new debt from being opened in your name via financial institutions.
It does not stop an employer, collector, or rental agency from running a background check on you.
If someone is using your old identity information, they could easily concoct a story to fool a new landlord into understanding why things don't match 100% anymore.
And why would they, with all the data breaches these days?
Get this, though: If you want the three different credit bureaus here to block your information from being seen outside of a legal court order, you have to pay them an upgrade fee.
Pay them to protect your data, which was leaked from them in the first place.
Irony.
It's like a group of folks going into a neighborhood, committing chaos, and then turning around and offering the business owners the right of protection against that chaos for a fee they come around each week and collect.
Where have we seen that model before?
You can place fraud alerts on the three credit bureaus for free.
Warning: This may take you navigating several pages deep on their websites to accomplish this. It's worth it.