Flaki on Nostr: We have submitted a lease application for an EV last week. The bank just declined ...

We have submitted a lease application for an EV last week. The bank just declined with a familiar age-old banker's classic: "if you had more money (practically, enough to *buy* the thing) we would then give you a loan".

They also said "the vehicle is too expensive", which is a throwback to another classic, boots theory, as a modern new EV would both be materially cheaper to purchase (lower fees & interest rates on green investments) and operate (lower insurance and charging costs vs used/petrol cars).
https://en.wikipedia.org/wiki/Boots_theory