provoost on Nostr: Also I think banks should offer a savings product that you cannot withdraw from ...

Also I think banks should offer a savings product that you cannot withdraw from online at all. You have to pick a physical branch in advance and go there in person to withdraw.

Right now anyone in the world can call you and take your fiat net worth in an hour of effort. Those folks might still be able to convince you to walk to this branch, withdraw and send it to them, but at least someone at the bank could try and talk you out of it.

Fundamentally though, the fact that any scammer in the world can choose their victim from the entire world population is a fundamental problem which Bitcoin doesn't solve either.